For scheduled home-service contractors

Take the deposit by bank.
Keep the 3%.

When the deposit is big, a percentage adds up. Request a bank payment before the job—not at the moment you hand over the work.

Build the window into the job

Request. Approve. Wait.
Then start the work.

A deposit a week or more ahead gives you time to see and address a return. It does not guarantee the payment.

Day 0

Send the request

Northline Plumbing requests the deposit.

Day 0

Customer approves

Alex Sample connects a bank or uses an EBOKey.

Days 1–5

Watch for a return

A return can take up to 5 days; most arrive within 3.

Day 7 and on

Start the scheduled job

Review payment status and resolve any return before work.

Made for work planned ahead

A practical fit
for the way you schedule.

Repipes, water heaters, roofing, remodels, solar and pool installs.

01

Flat, not a percentage

Large-ticket payments use a flat fee. Final fee to be supplied.

02

Send it from the terminal

Create a payment request from any screen.

03

Easier for returning customers

An EBOKey supports one-click approval next time.

04

Identity in the workflow

ID, KYC and KYB checks are live.

05

Plan around settlement

Large-ticket payments have next-day settlement, subject to returns.

06

Know the distinction

The B2B dispute window and ACH return window are different.

Contractor Q&A

Before the first deposit.

The same clear rules apply to every job.

Does an approved payment mean the money is guaranteed?

No. A bank payment can be returned, most often for insufficient funds. A return can take up to 5 days; most arrive within 3. Take a deposit and schedule the job a week or more later. Waiting is not a guarantee.

Who is this first version for?

Plumbing repipes, water heaters, roofing, remodels, solar and pool installs: jobs where a deposit comes a week or more before the work begins.

Is the B2B dispute window the same as the return window?

No. The 48-hour B2B dispute window is separate from ACH returns. Bank payments may still be returned for several days, including for insufficient funds.

A better way to take the deposit

Big job ahead.
Start with a bank payment.

No commitment. We never store your customers’ account numbers.